Thanks to a new insurance disclosure law signed this month by the Governor, Delaware Personal Injury Attorneys have an additional tool for handling and negotiating clients’ injury claims.
The new disclosure law applies to motor vehicle accident cases where a claim for personal injuries is made against a motor vehicle insurer.
Under the new law, in order to obtain the disclosure of policy limits, the attorney must send a written request to the insurance carrier providing:
- the date of the motor vehicle collision,
- the name and last known address of the at-fault person,
- a copy of the police report, and the claim number.
Additionally, the attorney must forward to the insurance company:
- the claimant’s medical records,
- medical bills, and
- lost wage documentation supporting the client’s injuries and damages.
If the amount of the medical expenses and/or lost wages evidenced by the documentation totals at least $12,500, the insurance carrier is required to respond within thirty (30) days of receipt of the written request and provide the amount of coverage available under the policy.
With these provisions in place, the new law is anticipated to reduce the number of lawsuits filed as a result of motor vehicle collisions. It can also be expected that the new law will assist attorneys in resolving their clients’ cases in a more prompt manner since the insurance company will be obligated to review the documentation and respond with the limits disclosure within the thirty-day deadline.
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Tiffany is an attorney in MacElree Harvey’s Delaware office. Licensed to practice law in Delaware and Pennsylvania, Tiffany represents clients in a wide range of civil litigation matters including, but not limited to, personal injury, trust, and estate litigation, real estate litigation, as well as contractual disputes and consumer fraud.
If you have been injured in an automobile accident, contact Delaware injury attorney Tiffany M. Shrenk at (302) 654-4454 or [email protected]. To learn more about Tiffany’s personal injury practice, visit her website.
